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How to Cancel Credit Karma

Credit Karma's core credit-score and report monitoring is free - there is no paid subscription to cancel for that. What people usually want is to close their Credit Karma account or shut down a Credit Karma Money Spend or Save account. Closing the main account is permanent and Money accounts cannot be reopened, so handle linked services first. Settings screens change, so confirm the live steps before acting.

How to cancel, step by step

1Confirm what you're cancelling

The main Credit Karma credit-monitoring service is free, so there's no recurring charge to stop. You're likely closing the account itself or a Credit Karma Money account.

2Close linked Intuit / Money services first

If you use Credit Karma Money or linked services, manage those through your Intuit account - go to Products and Billing and handle any subscriptions before closing the main account.

3Close a Credit Karma Money Spend or Save account

Follow Credit Karma's specific Money account-closure articles to withdraw any balance and close the Spend or Save account before deleting your profile.

4Delete the main account

Click your profile icon, choose Profile & Settings, scroll to the bottom, click Close my Account, then confirm with Yes, close my account.

5Note that it's permanent

Account closure cannot be undone. You can make a new Credit Karma account later, but Credit Karma Money accounts cannot be reopened.

Common gotchas to avoid

Cancelled? Make sure it stays gone

Forgot you were even paying for this? You are probably paying for others too. SubScan adds up every subscription, flags what you have stopped using, and ranks your fastest savings - so you cancel the right ones and they do not creep back. Everything stays on your device: no bank login, no account, no upload.

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Frequently asked questions

Does Credit Karma cost money?

The core service is free - Credit Karma is paid by partner banks and lenders, not by you. Only optional add-ons can carry a cost.

How do I delete my Credit Karma account?

Open Profile & Settings from your profile icon, scroll to Close my Account at the bottom, and confirm. The closure is permanent.

Do I need to close my Money account separately?

Yes. Close any Credit Karma Money Spend or Save account and resolve linked Intuit services first, since the main-account closure won't reopen Money accounts.

For informational purposes only - not financial or legal advice. Cancellation steps and policies can change; always confirm the latest flow in your account or app. Brand names are used for identification only. Sources: support.creditkarma.com