SubScan
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How to Audit Your Subscriptions in About Five Minutes

A subscription audit is a short, repeatable review of every recurring charge you are paying for — so the total never drifts out of sight again. Here is a privacy-first method you can run each quarter: build the list, score each charge by use and value, cut the dead weight, and lock in a number you actually trust.

$273
average monthly household subscription spend, per industry reports
>50%
how much people typically underestimate their own total
4×/yr
a quarterly audit is usually enough to keep the number honest

Why a regular subscription audit matters

A one-time cleanup feels great, then quietly undoes itself. New trials convert, prices creep up, and forgotten charges drift back in — the same subscription fatigue that let the total balloon in the first place. An audit is the antidote: a fixed, lightweight routine that catches drift early, before months of small charges add up to a number that surprises you.

A good audit answers three questions for every charge:

How to audit your subscriptions (step by step)

1Build the full list

Pull every recurring charge from your last 2–3 months of statements, plus app-store and digital-wallet receipts. Skim the same month a year ago too, so annual plans that hide for 11 months still show up. Capture the name, amount, and billing frequency for each.

2Normalize every charge to a monthly cost

Put everything on the same scale: divide annual plans by 12, quarterly by 3, and multiply weekly by about 4.33. This single step is where most people get their first surprise — an "only once a year" plan can outweigh several monthly ones.

3Score each charge: use and value

Give every line two quick marks. Use: last opened this month, this quarter, or longer ago. Value: clearly worth it, borderline, or not worth its monthly cost. Anything scoring low on both is your audit's main target.

4Flag duplicates and price creep

Group similar charges — streaming, cloud storage, productivity tools — and keep only the best one per job. Then mark any plan whose price has risen since you signed up; a quiet increase is a fair reason to re-decide.

5Total it and lock in the number

Add the monthly figures for one honest total, act on the low-scoring charges, and write down the new number with the date. Next quarter you simply compare against it — the audit becomes a 5-minute diff instead of a from-scratch hunt.

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Run your whole audit in SubScan

SubScan is built for exactly this routine. Add your subscriptions, mark when you last used each, and it instantly normalizes everything to a monthly and yearly total, flags what you have likely stopped using, and surfaces your fastest savings. Re-run it each quarter in minutes. Everything stays on your device — no bank login, no account, no upload.

Start your free audit
Free · runs entirely in your browser · nothing leaves your device

Make the audit a habit

  1. Pick a fixed cadence — quarterly suits most people; monthly if your charges change often.
  2. Tie it to an existing anchor — run it alongside a recurring task you already do, so it never gets skipped.
  3. Keep last quarter's number — comparing against it makes each audit a quick check, not a fresh investigation.
  4. Audit new trials on day one — add or cancel each trial the moment you start it, so it never becomes a forgotten charge.

Frequently asked questions

What is a subscription audit?

It is a short, repeatable review of every recurring charge you pay for. You list each one, normalize it to a monthly cost, score it by how much you use it and whether it is worth that cost, then cancel the dead weight and record your honest total.

How often should I audit my subscriptions?

For most people a quarterly audit — four times a year — is enough to catch new trials, price increases, and forgotten charges before they add up. If your charges change often, a monthly check works better.

Do I need to connect my bank to audit my subscriptions?

No. You can audit everything by reviewing your own statements and app-store or wallet receipts and listing the recurring charges yourself. SubScan follows this on-device approach, so you never hand over bank credentials.

How do I score which subscriptions to keep?

Mark each charge on two axes: how recently you used it, and whether it is clearly worth its normalized monthly cost. Charges that are both rarely used and poor value are the ones to cut first, followed by any duplicates doing the same job.

Is SubScan free?

Yes. The core audit tool is free and runs entirely in your browser with no account required.

For informational purposes only. SubScan is a free, on-device tool and does not provide financial advice. Statistics are drawn from general industry reports and may vary by source and region. Brand and service names are intentionally generalized.