SubScan
100% on-device · no bank login · no account
Your subscriptions Music — used weekly$10.99 Cloud storage — used$4.99 Fitness app — unused$29.00 News — 8 months idle$12.00 Old trial — forgotten$9.99 Wasted on unused $50.98 / mo That's $611.76 / yr
The red rows are the ones you no longer use. Add only those up and you have your wasted-spend figure. Figures are illustrative.

How Much Money Am I Wasting on Subscriptions?

There's a difference between what you spend on subscriptions and what you waste — the charges for things you no longer use, forgot about, or never canceled after a trial. That waste number is usually larger and more surprising than people expect. Here's how to estimate your own in a few minutes, what the research says is typical, and a free way to spot exactly which charges to cut.

What “wasted” actually means

Your total subscription spend includes things you genuinely use and value. Wasted spend is the subset that delivers nothing: a streaming plan you haven't opened in months, an app from a trial you forgot to cancel, a second service that duplicates one you already pay for. The goal here isn't to cut everything — it's to find that quiet, recurring leak and stop it.

How much the average person wastes

Recent 2026 research suggests the waste is significant and rising. Estimates vary by study, but the direction is consistent: most people carry more than one unused subscription, and the yearly cost adds up faster than the small monthly amounts suggest.

~$321
estimated average yearly waste on unused paid subscriptions per person (2026 study; estimates vary)
~60%
share of people with at least one paid subscription going unused, per 2026 research
2.6
average number of unused paid subscriptions a person carries, by one 2026 estimate

Treat these as ballpark figures, not your personal number. The only figure that matters is your own — and you can work it out in the next two minutes.

Estimate your own wasted spend in 4 steps

  1. List every subscription. Check your app stores, PayPal automatic payments, card statements (a full year), and email receipts. Write down each one with its amount and billing cycle.
  2. Normalize each to a monthly figure. Divide annual plans by 12 and multiply weekly ones by about 4.33, so every charge is comparable: yearly ÷ 12, weekly × 4.33.
  3. Mark each as used or unused. Be honest about the last time you actually opened it. Anything you haven't used in 60–90 days is a strong candidate for the waste pile.
  4. Add up only the unused ones, then multiply by 12. That monthly subtotal is your wasted spend; the yearly figure is the number that usually prompts a cleanup.

The charges most often wasted

Where the leak usually hides — check these first.
Type of chargeWhy it's wasted
Forgotten free trialsAuto-converted to paid; you never used it after week one.
Duplicate servicesTwo music or two cloud-storage plans when one would do.
Seasonal appsA fitness or sports plan you used for a month and abandoned.
Auto-renewed annual plansRenews once a year, so it slips past a monthly statement check.
Premium tiers you don't needPaying for a higher plan when the free or cheaper tier is enough.

From a number to an actual cut

Knowing you waste a few hundred dollars a year only helps if it turns into canceled charges. The friction is real: cancellation flows are buried on purpose, and once you've found a charge it's easy to lose track before you act. A tracker that flags the idle ones by last-used date — and links straight to each service's cancel page — closes the gap between spotting the waste and stopping it.

Find the wasted charges — and cut them

Add your subscriptions to SubScan and it shows your true monthly and yearly total, then flags the ones you've forgotten by how long it's been since you used them. It runs entirely in your browser: no bank login, no account, nothing uploaded.

Open the free tracker
Free · runs entirely in your browser · nothing leaves your device
Renewal reminders, CSV export, and one-tap cancel-guide deep links for the charges you want to drop come with SubScan Pro — a one-time $4.99, no subscription, secure checkout by Polar.

Frequently asked questions

How much does the average person waste on subscriptions?

Estimates from 2026 research put average yearly waste on unused paid subscriptions in the few-hundred-dollar range per person, with one widely cited study landing around $321 a year. Figures vary by source and methodology, so treat them as a benchmark rather than your exact number. The reliable way to know your own is to list every subscription, mark the unused ones, and total just those.

How do I figure out which subscriptions are wasted?

For each subscription, ask when you last actually used it. Anything you haven't opened in roughly 60 to 90 days is a strong candidate for waste, along with forgotten free trials, duplicate services, and premium tiers you don't need. Add up only those, then multiply by 12 for the yearly figure.

Why does subscription waste add up so fast?

Individual charges are small, so they don't trigger a reaction on a statement, but several of them billing every month for a year compounds quietly. A $10 plan you never use is $120 a year, and most people carry more than one. Normalizing everything to a yearly figure is what makes the total visible.

Can SubScan tell me how much I'm wasting?

SubScan totals your subscriptions on-device and flags the ones that look forgotten based on how long it's been since you marked them used, so you can see your likely wasted spend at a glance. It doesn't connect to your bank; you add the subscriptions and it does the math locally.

Does SubScan need my bank login to do this?

No. SubScan never asks for a bank or card login and has no account to sign into. You enter your subscriptions yourself, it calculates your total and flags the idle ones locally, and nothing leaves your device.

For informational purposes only. SubScan is a free, on-device tool and does not provide financial advice. Statistics are illustrative, drawn from 2026 third-party estimates, and vary by source and region; your own figures may differ. Service and platform names are referenced only to describe general steps.